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Which Area in Atlanta is Selling the Best?

Which Area in Atlanta is Selling the Best?

Is there a difference between East Cobb and Sandy Springs?  Sandy Springs and Vinings?  Vinings and Smyrna?

Of course!

Which is why it’s absolutely impossible to rely on National data to understand what is happening in your local market.  Even within certain local markets there are submarkets.  The Castles By Chrissy team is pleased to announce that we have this data for you.  Every listing appointment we go in is presented with data specific to their zip code, school district, even right down to their neighborhood.     Every quarter Castles By Chrissy delves deep into the fmls data to figure out how fast homes are selling, what price range is moving the fastest, and what the average sales price is.

7 home buying mistakes to avoid

7 home buying mistakes to avoid

When it comes time to buy a home, it is easy to get caught up in all the excitement and end up making some mistakes along the way. With such a major investment at stake, you really need to take time to make sure that everything is done properly, unless you want to be left regretting your purchase decision for years to come. Here are some of the most common mistakes people make when buying a home:

1.      The real estate agent – The real estate world is one that is super competitive, with many agents chasing a limited number of clients. This is especially true in larger markets like Atlanta, where they will all promise you the world, but not all will be able to deliver. Do some proper due diligence and look for referrals before you sign on the dotted line with one real estate agent over the rest.

Moving soon? Take a look at this home moving list

There is no denying that moving home is one of the most stressful things that any of us will ever do, but the harsh reality is that we tend to make it a whole lot harder on ourselves than it needs to be. What usually occurs is a mad, last minute scramble as we try to get all of our ducks in a row at home and at the new location. The easiest way to make sure that things go easier is to create a checklist that will contain all that needs to be done. The best way to set up this list is to break it into three separate parts: before you leave, moving day, and at your new home.

Pre-approval for a home ... why do I need this?

Pre-approval for a home ... why do I need this?

ATLANTA -- If you are looking to purchase a home in Atlanta and the surrounding area, you may want to know what exactly a pre-approval is.

This simply means that you have met or spoken with a loan officer, your credit and income files have been reviewed and the loan officer believes that you can qualify for a given loan amount. Based on this information, the lender will then provide a pre-approval letter, which shows how much home you can purchase.

Getting your pre-approval before you begin shopping for a home will help you and the real estate agent determine exactly how much home you can purchase, as well as give you a close proximity of what your monthly housing payments will be. This will also help you stay within your financial means.

Financial preparation for purchasing a home

Financial preparation for purchasing a home

SMYRNA, Ga. -- Are you looking to purchase a home in the Atlanta Metro area?  Below are some key financial preparation tips for purchasing a home.

Before they approve you for a home mortgage, lenders want to be sure that you will be able to repay the debt.  They will take a detailed look at your financial situation to determine this.  We suggest several things you can do to improve your chances of getting approved for a home mortgage.  Not only will these actions help with your approval they will also prepare you for managing your payments once you obtain the home mortgage.

The first thing you should do is check your credit.  Make sure that there is no information that is innacurate on your credit report.  This includes accounts that do not belong to you and accounts that are reported inaccurately.  Your credit report will come with instructions for disputing inaccurate information.

10 key questions to ask a lender

10 key questions to ask a lender

ATLANTA -- Here are 10 key questions for you to ask at application to make sure you will get the best overall mortgage and the best possible understanding of the loan process.
  
1. What is the interest rate on this mortgage? 
2. How many points will I pay? 
3. What are the closing costs? 
4. When can I lock the interest rate?
5. What will my monthly payment be? 
6. What are the down payment requirements for this loan? 
7. What are the qualifying guidelines for this loan? 
8. What documents will I have to provide? 
9. How long will it take to process my loan application? 
10. What are some possible issues that could arise?

1. What is the interest rate on this mortgage?
To determine how much you will pay over the life of the loan, you need to know the interest rate. Rates change daily and if your credit is less than perfect you may not qualify for the best possible figure.

Key home buying tips

Key home buying tips

ATLANTA -- Purchasing a home is one of the largest decisions you will make in your life.  There are a lot of different aspects of purchasing a home that you need to be aware of.  I have outlined some of the more important tips that will help you with a smoother home buying process.